MY APPROACH

My focus is providing comprehensive tax, financial planning and investment management services to my Clients.  Utilizing my tax expertise along with my financial planning and investment management services is fundamental to a comprehensive financial management approach.

Whether you're interested in managing your taxes, planning for retirement, saving for your children's education, or finding new ways to build your portfolio, I can help you meet your goals.  My financial planning process is needs based and goals oriented, and can be generally summarized as follows:

Step 1:  What do you want to achieve?

Understanding what is important to you and your family is critical to identifying your financial goals and objectives.  This is the foundation for financial planning and is referenced throughout the process.

Step 2: Where are you today?

A clear understanding of where are you are today is the beginning of the path to where you want to be.   I perform financial analysis on financial information you provide to me, confidentially, to assess your financial condition. A thorough assessment of your financial condition will lay the foundation for gaining control of your financial situation and assess your ability to reach your goals and objectives.

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Step 3: How can you achieve your objectives?

After clearly determining your financial condition, we can discuss financial strategies designed toward achieving your financial goals and objectives.  A delicate balance among current resources, earnings ability, lifestyle and risk tolerance will be central to designing your financial plan.

Step 4: Working with you toward your financial goals.

A financial plan is a road map to where you want to go; getting there requires action.  As a professional financial advisor, I believe that implementation is critical to reaching your goals.  Therefore, I will work with you implementing strategies or processes relating to your personalized plan.

Step 5: Helping you stay on track.

I believe periodic assessments help to keep you on track with your financial plan.  I propose a long-term approach toward financial management based on a sound money management philosophy. I like to meet with my Client’s periodically during the year, to evaluate progress toward achieving their financial goals and objectives.  This approach allows us to be proactive and make appropriate adjustments that address your evolving needs.